;;
Skip to main content

Book Now. Pay Monthly.

As low as $0 down + interest-free installments*

Cruise on your terms with Flex Pay

Flex Pay cruise payment plan makes paying for your voyage simple by giving you the freedom to travel when you want, with as low as $0 due at booking and the flexibility to pay over time.*
 
Sail on your terms

Explore more with Flex Pay 0% APR

Book in three easy steps. Flexible monthly payments give you the freedom to customize your voyage and stay on top of your budget with 0% APR and as low as $0 down.*

  1. Choose the voyage and the cabin or suite you want, surrounded by who you want with you

  2. Select Flex Pay - Pay Monthly as your payment method at checkout

  3. Enjoy the freedom to sail on your own terms and pay over time

Book Now
Financing via Uplift Icons

Book Now, Pay Later

Don't put your dream voyage on hold

Financing via Uplift Icons

Low Monthly Payments

Budgeting made easy

Financing via Uplift Icons

Easy Application

Quick decision

Financing via Uplift Icons

Autopay on Autopilot

No payment dates to remember

Uplift Icon

Interest-Free
Payment Options 

0% APR available

Virgin Voyages Deals

Limited-time offers & programs

Unexpected discounts, unrivaled rewards, and unforgettable perks to elevate your experience (far) beyond sea level. Our irresistible, limited-time offers and Red-hot Programs were designed to help you create the vacation you deserve — with the extraordinary flair that only the Virgin brand can deliver.

Learn More

There are many benefits to financing your next cruise vacation, especially when you plan and book early to take advantage of savings and flexible payment plans. ...

There are many benefits to financing your next cruise vacation, especially when you plan and book early to take advantage of savings and flexible payment plans.

  • Plan Early & Book Early

Utilize monthly cruise financing to save by booking early, reward yourself with the vacation you’d like to go on. You’ve worked hard, now it's time to enjoy life with an epic adults only vacation. Remove the financial stress with saving to make full payment for your next vacation, and use financing and save by booking early.

  • Flexible Vacation Payment Plans

You’ll have options when planning your next vacation as you won’t have to come up with the full payment when you take advantage of a monthly payment plan. Find multiple cruises that meet your budget, and financial situation, making it easier to book your next vacation.

  • Zero-Interest Options

If you qualify, you’ll be able to take advantage of 0% APR and as low as $0 down for your next cruise vacation. You’ll be able to enjoy your next cruise without having to worry about extra interest payments with this cost-effective way to book your next vacation.

  • Budget-Friendly

Enjoy a luxury cruise while on a budget, you deserve it! With smaller fixed monthly payments you’ll be able to take the cruise of your dreams with payments that you know you can handle.

Here are the most frequently asked questions about Cruise Financing.


*US: Based on a purchase price of $2,000.00 you could pay a downpayment of $117.44 today, followed by 18 monthly payments of $117.44 at 15% APR. Down payment may be waived for qualified applicants. 0% APR available on terms up to 18 months for qualified applicants. Actual terms are based on your credit score and other factors and may vary. APRs range from 0%-36%. Not everyone is eligible. Loans made through Flex Pay by Upgrade are offered by these lending partners: Upgrade.com/flex-pay/lenders/. Privacy Policy. Terms of Use. Flex Pay’s Address: 275 Battery St 23rd floor, San Francisco, CA 94111.


*CA: Based on a purchase price of $2,000.00 you could pay a downpayment of $117.44 today, followed by 18 monthly payments of $117.44 at 15% APR (Annual Percentage Rate) for total of repayment amount of $2,231.42 ($2,000 in principal and $231.42 in interest). Down payment may be waived for qualified applicants. 0% APR available on terms up to 18 months for qualified applicants. Actual terms are based on your credit score and other factors and may vary. APRs range from 0%-31.99%. Not everyone is eligible. Applicants are subject to approval by Uplift Canada Services ULC, a subsidiary of Upgrade, Inc. Privacy Policy. Terms of Use. Flex Pay’s Canada Address: 1080 Beaver Hall Hl Suite 200 Montreal, Quebec H2Z 1S8, Canada.

Ready to Sail?